Mortgage Refinance Process

1. Take or submit an application
2. Obtain a credit bureau report
3. Conduct a qualifying debt analysis
4. Contact client to present offers
5. Meet with client to review preliminary loan disclosures
6. Obtain supporting documentation (see Documents Needed for complete listing)
7. Order title search and property appraisal
8. Submit package to underwriting
9. Gather additional loan stipulations
10. Arrange closing